In-House Financing
Our own financing company, built because the existing aviation lenders weren’t good enough for our students.
We’re not a third-party lender bolted onto a flight school. We are the flight school.
US Flight Finance is owned and operated by US Flight Co. We built it because the existing aviation lenders simply weren’t good enough for our students. Because we’re on the same team, our only goal is getting you trained and flying, not maximizing loan fees.
A $10,000 down payment, 5-year repayment terms, and no prepayment penalties. We work around your situation instead of forcing you into a rigid box.
Our financing is designed specifically around how flight training actually works: disbursed as you progress, tied to real milestones, and structured for the realities of becoming a professional pilot.
No third-party underwriting maze. Many applicants get a decision the same day, so you can lock in your start date and begin training within days instead of weeks.
US Flight Finance is the right fit for most of our students, especially anyone who wants a lender that actually understands the path to becoming a professional pilot.
Four simple steps from first call to first flight.
Call us and we’ll review your program, your budget, and the down payment that fits you. This conversation is free and there’s no obligation.
Submit a quick application. Pre-qualification lets you see what you can borrow without a hard hit to your credit score.
We’ll walk through your rate, term, and monthly payment together, in plain English, so you understand exactly what you’re signing.
Once your financing is in place, you can begin training within days. Funds are disbursed as you progress through your ratings.
Straight answers about US Flight Finance.
We tried working with the existing aviation lenders and found their rates, approval timelines, and customer service weren’t good enough for our students. So we built US Flight Finance in-house: a lender that understands flight training because it lives inside a flight school.
US Flight Finance typically approves applicants with scores around 650 and up. A co-signer can help if your credit is still building. The best way to know is to get pre-qualified. It won’t affect your score.
The down payment is $10,000 for qualified applicants. A larger down payment lowers your monthly payment and total interest, but we always recommend keeping an emergency reserve.
No. You can pay your loan off early at any time with no penalty, so you only pay interest for as long as you carry the balance.
Many applicants receive a decision the same day. Because underwriting is handled in-house, there’s no long third-party approval chain to wait on.
Repayment runs on a 5-year term and typically begins shortly after your loan is disbursed. Our admissions team will lay out your full schedule before you commit.
Get pre-qualified today. It won’t affect your credit score, and there’s no obligation.