Airline Pilot Training Loan

How to Get a Flight School Loan Today

Financing your flight training is one of the biggest challenges aspiring pilots face. With various options available, it’s important to determine what works best for your situation. Can you make payments while training? Do you have a co-signer? Will you need an unsecured loan?

Since everyone’s financial situation is different, the best approach varies from student to student.

To explore your options and find the best solution for you, contact us today.

Our financing team is here to guide you through the available options and help you take the next step toward your aviation goals.

Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about
helping others achieve their aviation dreams. We know it’s not just about achieving your dreams
(because we looked up in the sky every time, we heard an airplane too!), but funding your family’s
dreams as well. That’s why Stratus was created, because with Stratus, the sky is no longer the limit.


Stratus offers exceptional lending packages, including

  • Full financing for your entire flight training
  • Affordable payment options, including deferment for up to 12 months
  • No Pre-Payment Penalties
  • Counseling with their team of instructors to support you through your training, checkrides, and interviews
  • Resume reviewing, editing, and building
  • AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.

Quick & Easy, Affordable, Flexible

  • Private pilot’s license for as little as $150-300 a month*
  • Instrument rating for as little as $175 a month*
  • Multi rating for as little as $75 a month*
  • Maximum Loan Amount of $20,000

AOPAs flight training loan is not a typical student loan. It is a line of credit that can be used for any flight training school or program. You can use the funds to pay the school directly as you make your way from private pilot to instrument pilot and beyond.


  • Varying Term Lengths Depending on Flight Schedule
  • Good for Private Pilot or Instrument Rating

With a downpayment of just $250 and monthly payments of just $200-$300 per month you can realize your dream of becoming a pilot!


Self – Pay Option for Fast Track Programs

Whether you are planning on funding your training with your personal savings, a 529 Savings Plan, or by financing from a bank of you choice this is the payment schedule we follow for the Fast Track Programs.

Note: Funding via 529 Savings Plan may be subject to penalties to fund flight training.

Payment Schedule

InstallmentDue DatePercentage
1st InstallmentPrior to Onboarding33.33%
2nd InstallmentAfter first certificate or rating33.33%
3rd InstallmentAfter 2nd certificate or rating33.33%

Call us at (515)-650-5558 to set up installment plan.